BUY A HOME
A Place To Call Your Own.
Buying your first home or making your next move in California or Texas? Start with a financing plan that makes sense for you.
YOUR BUDGET COMES FIRST
Start With What Feels Comfortable.
Your purchase price is one number. Your monthly payment and the savings you keep after closing are just as important.
Plan A Monthly PaymentBring These Questions
- What monthly housing budget works for me?
- How much do I want to put down?
- What should I keep for closing costs and reserves?
- How soon do I hope to move?
LET’S COMPARE
More Than One Path Home.
Conventional
A familiar path with room to choose.
Explore Conventional 02FHA
Another way to get started.
Explore FHA 03VA
Put your earned benefit to work.
Explore VA 04Government-BackedUSDA
A home beyond the city. A path worth exploring.
Explore USDA 05Non-QMBank Statement
A different way to document self-employed income.
Explore Bank Statement 06Non-QM · Investment PropertyDSCR
Financing built around your rental property.
Explore DSCR 07Jumbo
Room for a larger home loan.
Explore Jumbo 08For HomeownersHome Equity
Put the equity you’ve built into your next plan.
Explore Home Equity
BUYING A NEW BUILD
Make Room For The Whole Picture.
For a new home, discuss the completed property’s taxes, insurance, HOA dues and expected closing date. A land-only tax bill may not reflect your future housing budget.
From choosing a lot to preparing for closing, bring your home plans and builder’s timeline. We’ll help you compare the financing costs alongside any available builder incentives.
Explore New-Home FinancingA FEW GOOD QUESTIONS
Let’s Clear Things Up.
For questions about your own plans, get in touch.
Talk With DouglasWhere should I start?
Start with your plans and a comfortable monthly budget. Explore the payment calculator or call Douglas. When you’re ready to share application details, use Start Your Application.
Do I need to choose a loan program first?
No. You can explore the differences here and ask Douglas to help you compare. A program choice depends on your finances, property and eligibility.
Is the calculator a loan approval?
No. It estimates a payment from the numbers you enter. Approval, pricing and any lender requirements need a review of your application.
Where do you offer home financing?
We work with buyers and homeowners in California and Texas. Whether you’re purchasing, refinancing or buying a new build, tell Douglas where the property is and what you have in mind.
How do I send documents?
Use the document instructions provided through your application. Please keep Social Security numbers, account numbers and financial documents out of ordinary email.
WHEN YOU’RE READY
Let’s Talk About Your Next Move.
A new home or a fresh plan for the one you love.